Are you ready to make your 4th of July sparkle? 

Here are our top 5 choices for a star-studded Independence Day:

1.  Annual South Norfolk July 4th Parade & Picnic in the Park

VA assumable home loans are a great option for those looking to become homeowners.

What is a VA loan assumption?

When a veteran (or active-duty service member) purchases a home with a VA loan and then transfers the mortgage to another buyer, it's known as an assumable home loan. The new buyer assumes full responsibility for the existing mortgage agreement. In other words, the buyer takes over the seller's current loan payment. At first glance, the low interest rate can be very attractive, but there can be some drawbacks to assuming a loan.  As with any big financial commitment, it's important to understand exactly what you're getting into.  To help, we've put together some essential pointers for those considering assuming a VA loan.

Ready to refresh your home?  Check out the 2023 Color Trends Forecast from Sherwin Williams & HGTV and add a splash of personality to your home!

Are you considering buying a home? If so, it’s important to understand the concept of debt-to-income ratio as it relates to home mortgages. A debt-to-income (DTI) ratio measures the total amount of debt you have against your income. This ratio can be used by lenders to determine your eligibility for a mortgage loan. Understanding this concept is key when preparing to buy a home. Let’s take a look at what DTI is and how it affects getting approved for a mortgage loan. 

Are you ready to score BIG with a new home this season? Let's get into the REAL estate game and find your dream home! Happy Super Bowl Sunday!

When it comes to getting a mortgage, one of the most important things you can do is get preapproved or prequalified. Preapproval and prequalification serve as indications from a mortgage lender that you may be eligible for a loan. Although these terms are often used interchangeably, there is an important difference between them worth noting. 

Homeowners insurance is essential to protecting your home and possessions, but what factors determine the rate? From location to building materials, there are many elements that can affect how much you pay for homeowners insurance.