Buying a Home

Feb. 21, 2023

7 Things to Know about VA Loan Assumptions

VA assumable home loans are a great option for those looking to become homeowners.


What is a VA loan assumption?


When a veteran (or active-duty service member) purchases a home with a VA loan and then transfers the mortgage to another buyer, it's known as an assumable ...

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Feb. 16, 2023

Understanding Your Debt to Income Ratio

Are you considering buying a home? If so, it’s important to understand the concept of debt-to-income ratio as it relates to home mortgages. A debt-to-income (DTI) ratio measures the total amount of debt you have against your income. This ratio can be used by lenders to determine your eligibility for ...

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Feb. 12, 2023

Super Bowl Sunday: Real Estate Version

Are you ready to score BIG with a new home this season? Let's get into the REAL estate game and find your dream home! Happy Super Bowl Sunday! 🏈🏈🏈🏈

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Posted in Buying a Home
Feb. 9, 2023

Pre-Qualification vs. Pre-Approval: What's the Difference?



When it comes to getting a mortgage, one of the most important things you can do is get preapproved or prequalified. Preapproval and prequalification serve as indications from a mortgage lender that you may be eligible for a loan. Although these terms are often used interchangeably, there is ...

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Feb. 3, 2023

Top Factors Affecting Homeowners Insurance


Homeowners insurance is essential to protecting your home and possessions, but what factors determine the rate? From location to building materials, there are many elements that can affect how much you pay for homeowners insurance. 


The location of your home plays a major role when it comes ...

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Feb. 1, 2023

What is PITI?

What is PITI?

PITI is an acronym for Principal, Interest, Taxes, and Insurance. These are the 4 components of a borrower's monthly mortgage payment to the lender. The principal, or the amount borrowed, plus the interest, goes to the lender as repayment of the loan. The property taxes and ...
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Jan. 23, 2023

Real Estate Vocabulary: Earnest Money

What is Earnest Money? 


It’s a deposit a prospective homebuyer makes as evidence of good-faith intention to complete the purchase, and it’s generally submitted once all parties ratify the contract.  You may see it abbreviated to EMD (earnest money deposit).


The amount of the earnest money ...

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March 21, 2022

Newest Virginia Beach homes for sale

sandy beach with beach grass and search bar that reads newest Virginia Beach homes for sale


From an oceanfront condo in Virginia Beach to investment properties near Oceana Naval Base, many different types of homes are currently for sale in Virginia Beach.  Check out the latest VB listings here:

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Feb. 24, 2022

Homes in Hampton Roads on 3+ acres

green grass and blue sky with white text that reads:  3+ acres in Hampton Roads

Room to grow

Are you looking to spread out a little, but also hoping to stay within the immediate Hampton Roads area?  Take a look at the newest listings in the 7 cities that have 3 or more acres.

From a luxury Virginia Beach waterfront estate to a Suffolk ...

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Posted in Buying a Home
Jan. 14, 2022

Ask smart questions when buying your home!

light gray background with two white talk bubbles.  Text reads:  Instead of this: How old is this home?  Ask this:  How old are the roof, HVAC, windows, electrical, and plumbing systems?


One of the first questions many buyers ask is "How old is this house?"

A great question to ask, especially when house hunting in some of our older & historic neighborhoods.
What they really want to know is "What potential problems will I have to deal with if I ...
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